Families

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Protect your Family!

DON’T OVEREXTEND YOURSELF

RESEARCH SHOWS WE TEND TO:

  • Be overconfident of our debt repayment ability
  • Underestimate likelihood of things going wrong
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Research provided by:

CENTRE FOR POLICY   DEVELOPMENT

Understanding human behaviour in financial decision- making: Some insights from behavioural economics

WHAT ARE THE POSSIBLE CONSEQUENCES IF DIE OR DISABLED?

Where suitable plans are NOT made:

  • Sell or downsize home
  • Non-working spouse returns to work
  • Working spouse takes second job
  • Children may need to change schools or schooling arrangements
  • Cut down on luxuries eg holidays