Protect your Family!
DON’T OVEREXTEND YOURSELF
RESEARCH SHOWS WE TEND TO:
- Be overconfident of our debt repayment ability
- Underestimate likelihood of things going wrong
WHAT ARE THE POSSIBLE CONSEQUENCES IF DIE OR DISABLED?
Where suitable plans are NOT made:
- Sell or downsize home
- Non-working spouse returns to work
- Working spouse takes second job
- Children may need to change schools or schooling arrangements
- Cut down on luxuries eg holidays